Broker Check

Our Process

The 3 Step Review may help assure that your retirement and investment plans are focused on your concerns and desires.

The first step of our complete review of your tax return. This step helps determine what your current tax situation is and identify things like phantom income taxation, uncovering incorrect uses of taxable and tax-deferral strategies, and discovering missed opportunities for offsetting gains and losses. Our 3 Step Review can help you implement the correct strategy to potentially lower or eliminate your taxes and find the money falling through the cracks now and in your future.

The second step is an income analysis to determine if you are using your income sources properly and in the most tax efficient method.  With the ever increasing cost of inflation, we find out if you have adequate income to meet your future needs.  Your actual inflation rate may be different than the government quoted inflation rate as your rate is based on what you specifically spend money on. 

The third step is a risk analysis to make sure your investment risk exposure is one that you are comfortable with and is in line with your investment allocation strategies.  Sometimes people make poor decisions and may receive low rates or they may incur losses because they may have more at risk than they are comfortable with.  A simple set of questions we use in our 3 Step Review will help assure you of what your risk comfort level is and could help you avoid losses you may not be prepared to handle or were not aware of. 

There is no better time to look forward and take control with a 3 Step Review.  Find out if you might have problems like phantom income taxation or a wide variety of other tax issues.  Are you preparing to sell real estate?  Do you need to increase your income stream or lower your risk level?  Have you lost a spouse and now have all the financial decisions to make?  Are you retiring or rolling over a large sum of money?  A complete discovery of what you want your money to do for you is the most important first step.

One of the benefits of our 3 Step Review is that it applies to any financial decision or concern you have.  It helps relieve doubt that any financial decision fits into your future plans.  In other words, learn what questions to ask before making any financial decision and identify ways to assure your decisions are in your best interest.

Our 3 Step Review will also help determine what your next steps should be or what other areas need review, such as your estate plan, long term care issues, charitable planning, and more.

Call 505-891-9800 or contact us today to learn how our 3 Step Review can help you with your specific concerns and particular situation.