Broker Check

Why Choose Oxford Wealth Advisors

Historically, you may have purchased financial or insurance products and then found out how they affected your tax and investment planning later.  The correct course of action is to learn the right questions to ask before you buy any financial product or plan for your future.

According to the Oeschsli Institute's survey on affluent investor expectations, consistently their major frustration is that their advisors should be more proactive about future issues that might affect their financial well being.  Those concerns are addressed in the logical, proactive approach we take with all our clients.

Each investment product that we recommend has a place and a specific purpose where it may fit properly into someone's retirement planning.  But without a complete review of your personal situation, risk tolerance, income needs, tax situation, long-term care needs, and estate and charitable desires, no one should make a recommendation on whether a specific product is right for you.  It is the discovery of your needs and desires that is the first step you should take, not the choice of investment products.  Historically, this is where people have made their first step.

Our simple, easy to understand, 3 Step Review is a great way of helping you get a handle on your true needs and desires and whether or not your current strategies match up with personal concerns and situation.

Some financial advisors focus only on helping you accumulate assets.  You accountant looks back as of December 31st to help you pay your correct tax bill.  Our job is to help you look forward and hopefully cut future tax bills, and potentially help you avoid financial problems in your retirement years and your estate plan.

These 5 CRITICAL questions to ask any financial advisor help you determine if you need further review of your plan.

1. Have you adequately reviewed my personal financial situation to make sure this recommendation is in my best interest?

2. How will your plan affect my tax return each year and what future tax issues may concern me?

3. How will your plan affect my income and liquidity needs in the future?

4. How does your plan match up with my risk comfort level?

5. How will your plan affect the transition of my estate to my heirs?

Our 3 Step Review helps assure that these questions and many others are answered in YOUR best interest.